This bug/feature?! where fish can swim in to this tiny river at the very west side of the lake has to be fixed! Same exact thing happened to me - once again lost gold bait, and tons of time looking for good spot/lake for it. Finally, finally I got very strong fish, was 100% sure that I can reel it in but it just got suck in the rock same as for poster above me.
Things like this, (especially where you spend most of your time not getting fish but rather looking for good spot) is beyond frustrating.
Loosing the big fish due to it getting stuck in the geometry where we player can even reach is not fair, not to mention that in my case it was pretty long fight.
@diggersby I feel your pain, when RF4 decides to kick you, it really does it when you are already down and does it with all its might
Another rage quit for Bart, ca after I cool down haha, the only game that does this to me is Dark Souls.