Hello @Animal Mother,
For telescopic (no reel) you should maintain Rod > Line > Hook -> like 5.5kg ROD > 5.2kg Line > cheap hook (no indication on break point, need to test yourself), that way you'll lose only the hook if properly set.
For any Reel setup, there is a catch, the reel brake/drag power is different from the reel break point (usually around 1.5x the reel brake/drag power, but there is no indication ingame)
So, you can use this: Rod (around 2x-1.5x) > Line (around 1.3x) > Reel > Hook (hook it's not that important here, you should bet the better hook your money can buy)
Example: Rod 10kg, Line 8kg, Reel 7kg, that way, if properly set, you can max drag brake to 29 without getting into red zone and if you get spooled or set your reel brake power to infinity, you lose only line or hook.